One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well 

It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.

The challenge is to leave a comment about what YOU have done to work on getItting debt free each day. One winner will be chosen to win a $25 Amazon gift card at the end of each month. To participate in the challenge you must comment on at least 10 posts during the month.

* I will also be sharing my progress from the day prior.

My Progress:   I woke up a little late yesterday, so I ended up taking the girls to school.  After doing that I ran to the grocery store to redeem some coupons that were set to expire last night.  I was able to get a free roll of paper towels, a 4 pack of Scott TP for $1, a free bag of frozen veggies, a free bottle of conditioner and a free orange.  I also bought supplies for chili that I plan to sell at a Christmas Bazaar on Friday.  It should be a fun day because I will get to see a bunch of my old coworkers.

I snagged a few online deals yesterday.  I got the Turbo DVD that I posted about last night.  I also got a few Amazon deals that I paid for with a credit. The mailbox was filled with catalogs.  I had to laugh because there was an American Girl catalog with a picture of an AG bike with a pet trailer.  Can you believe that the price for that bike (without the trailer) was 4X the amount of a real bike that I posted last night -crazy !!  I made all meals at home including a dinner of leftovers.  Everyone seemed to enjoy it.  We took the girls swimming after dinner.  We spent over an hour there and had a great time.  I paid the mortgage online.  I paid an extra $100, which isn’t much, but it’s a whole lot for a December payment if you know what I mean.  It was a good day !

What did you do? Leave a comment We’d love to hear about it  You could make 2013 your year. Who will the December winner be ? We’ll see…