Oh, how I love the beginning of a new month. It feels like a fresh start doesn’t it ? So, what did you manage to do in February ? Any money saved? Any debt paid off ? We just started getting back on track a little with me being back to work. I’m not gonna lie, the last few months have been a struggle, but we’ve managed to keep everything paid on time. The emergency fund is looking a little under the weather, but we made it through.
I know I’m a major dork, but I spend time reading Dave Ramsey (among other things) for about 45 minutes before bed every night. It really helps me reflect on our goals and on the day. Last night I read an awesome passage that I wanted to share with you guys.
He “talked” about how we all give ourselves excuses for not saving money/paying down debt. We feel the need to treat ourselves with extra goodies (sneakers, shoes, Starbucks coffee, basically whatever) because “we deserve it”. What we really deserve is a life without the stress of bills and debt. We tell ourselves that we can’t save money because there just isn’t enough money leftover to save.
He gave a particular example that really struck home with me so of course I feel the need to share. Here it is:
What would you do if your doctor said that your child needed an operation that would save his/her life? What if this operation would cost $15,000 and would have to take place nine months from today? Your insurance will NOT cover it and your child will surely die if they don’t have the surgery.”
Well, the answer of course is that you would find a way wouldn’t you ? You would work 2 or 3 jobs if necessary slashing your spending to the bare minimum. You would focus all of your conscious thought on reaching your goal. You would be tireless in your efforts to be successful.
The point is that if it’s really important for us to accomplish our goal, we must have absolute focused energy on it. We must set goals to ensure that it happens. If necessary, we must get a part time job, sell “everything, but the kids” and be absolutely intense. THAT’S how it’s done. It’s not easy. It doesn’t magically happen (unless you win the Powerball- and if you do, don’t forget about me he he). I have written before about the intensity needed to do this, but I thought this was a great example!
Here are just a few other posts I’ve written on getting debt FREE!