One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
The challenge is to leave a comment about what YOU have done to work on getting debt free each day. One winner will be chosen to win a $50 Amazon gift card at the end of each month. To participate in the challenge you must comment on at least 10 posts during the month.
* I will also be sharing my progress from the day prior.
My Progress: We woke up to a blizzard yesterday morning. I think we were only supposed to get an inch or so, but we ended up with much more than that. My parents stopped by in the morning to fill up and hang bird feeders that they bought for the girls for Christmas. Olivia got a purple one and Kayla got a pink one. We watched all day, but didn’t have any birds. I guess they don’t realize we’re feeding them yet, + the snow… I’m sure the bird feeders will provide us with lots of FREE entertainment. I may have to take them down in the summer though because I don’t want the birds to eat all of my blueberries before I get the chance to pick them.
We went out for lunch across the street with a Restaurant.com gift certificate. We got $35 worth of food for $10.23. That’s my kind of dining out deal. The restaurant has floor to ceiling windows, so we sat for awhile just watching the snow fall. My favorite frugal fun yesterday was a FREEbie trip to Kmart. I had $40 worth of FREE Kmart cash on my card that I had to spend by last night or it would disappear. I think most of it was from holiday shopping. They were giving out $10 for every $50 you spent at one point. I was able to get some clearanced winter clothes for the girls and a LOT of cereal and juice for FREE. My whole cart full was FREE and the girl looked up my rewards. I only had $.02 left to spare. I couldn’t do that again if I tried ~ ha ha.
We ate in for dinner. I had cooked, drained and frozen a bunch of ground beef so it was super simple to get dinner on the table. I made sloppy joes, mac ‘n cheese, green beans and applesauce. Everyone cleared their plates. I spent the night having fun with the girls and doing drugstore deals while watching Suze Orman after they went to bed. It was my usual Saturday night excitement. I have to go to Kohl’s with some Kohl’s cash either today or tomorrow before it expires.
What did you do? Leave a comment We’d love to hear about it You could make 2012 your year. Who will the December winner be ? We’ll see…