13 Money Saving Tips for 2013 Part 2 !

Some say that the number 13 is unlucky, but I think it’s going to be OUR year ! We can do this. I’m feeling especially pumped up after paying off our 2012 Toyota Sienna last week – woo hoo ! Over the next week or so I will be sharing 13 tips that you can use to free up more cash to put towards your debt. Feel FREE to leave any others that you think of in the comment section !  Head on over here to check out Part 1.

5.  Start planning your garden ~  Growing your own fruits and veggies is a great way to save money on your grocery bill.  I’ve always dabbled in this.  When we lived in a townhouse I had large pots on our deck that I would go out and water every day with the girls.  We moved to a single house last year and had our first “in the ground” garden.  I think I was a little overzealous and planted too many tomatoes (especially since we don’t really like tomatoes that much).  I’m in the planning stage now for this coming year.  I’m starting to plan what we’re going to grow this year now that I have a year under our belt.  We are still eating up some of the veggies from last year.  I froze some peppers and other fruits and veggies.  We have tri-colored peppers with our chicken fajitas and other dishes for example.  We also have blueberry bushes, a new 3 variety apple tree, some blackberries and strawberries.  Start thinking about what you can grow.  If you live in an apartment investigate container gardening.  You can also check out these beginner gardening books.  I know many of you are avid gardeners and/or canners.  Feel free to leave additional tips in the comments section.

6.  Join Freecycle.org ~  I recently joined Freecycle.org and am amazed at the things that are regularly offered for FREE.  It’s a great resource both for the environment and our wallets.  You can request up to 5 items per calendar month.  There is no limit to the amount of ads for free items that you can respond to.  We have gotten free wrapping paper, sweatshirts for Ro, a free keyboard and piano bench and a few free things for the puppy. We have also cleaned out the garage of things we didn’t need anymore.  It’s a win/win. The only thing to remember when posting a request on Freecycle is not to be too wordy.  Don’t tell your “story”.  Just say “In need of puppy bowls, quick pick up and thank you” for example.  I almost got kicked off quick for saying why we needed something.  They are super strict about this.  Craigslist also has a free section where you can check out all of the free items offered in your area each day.

Don’t be so loyal ~ Generally I’m a very loyal person.  Some (my mother) would probably say I’m too loyal. That would be why I stayed at the same job for 22 years etc… Anyway, when it comes to shopping I’m not very loyal at all.  I go where the deals are.  If I’m not excited about the deals at CVS or at my local grocery store, I’m not afraid to cross the street and go somewhere else.  Also, if I like Tide detergent, but there’s an awesome deal and coupon available for Gain – well, Gain it is.  Now, there are some things I MUST have, like Scott toilet paper, but for the most part if it’s FREE (or cheap) it’s for ME.  I’m trying to get out of debt and sacrifices have got to be made ha ha.  Try to think outside the box.  Doing the same thing you’ve been doing has kept you in debt.  It’s time to shake things up a little !

Karen Young from mommyluvs2save.comI am a mom who has paid off $111,500 in debt in less than 4 years by saving money at the stores and putting all of our extra $ on debt. Subscribe to my FREE Daily Newsletter so that you can get my free updates and NEVER miss a deal. Thanks for visiting!


  1. Ledith says

    A huge savings for us was no longer using any paper products (except TP, I am not that hardcore!) I made napkins out of bits of material, we use handerchiefs instead of Kleenex and no paper towels at all—rags that get washed unless it is dog puke and then they get thrown away. Heaven knows I have enough rags.

  2. Yvonne says

    I also strongly suggest investing in an extra freezer. It will more than pay for itself not only with being able to freeze more of your own homegrown veggies, but also with stocking up on sale items such as meat, bread, cheese, etc.

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