One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
The challenge is to leave a comment about what YOU have done to work on getting debt free each day. One winner will be chosen to win a $50 Amazon gift card at the end of each month. To participate in the challenge you must comment on at least 10 posts during the month.
* I will also be sharing my progress from the day prior.
My Progress: Yesterday was a NO spend day. I made breakfast and lunch at home and we went to my sister’s house for dinner. Before dinner the girls practiced their bike riding skills with their cousins. We drove to an unused parking lot to practice. We spent about 40 minutes practicing and unfortunately it didn’t end well. Olivia fell pretty hard. She had pads and a helmet on, but still. She had a loose tooth that fell out and bled all over so she was screaming. Kayla was crying because Olivia was bleeding. I think one or more of the cousins was crying. Basically, it was a hot mess. Oh well, we tried. They were all laughing within 20 minutes or so and the tooth was very wiggly to start so it had to come out anyway. Alls well that ends well I guess They still don’t know how to ride their bikes though .
I did buy some Rollerskates for them for their upcoming 6th birthday using a credit on Amazon. Hopefully it will be easier to teach them to rollerskate (probably not). I earned some Swagbucks after the girls fell into bed. I also completed a bunch of surveys and entered some sweepstakes (thanks for the inspiration Shelley). I organized some drugstore deals for today and bought a few newspapers. My new coupons got organized and put in my filing cabinet. It was a good family day for the most part ha ha !
What did you do? Leave a comment We’d love to hear about it You could make 2013 your year. Who will the January winner be ? We’ll see…