One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
The challenge is to leave a comment about what YOU have done to work on getting debt free each day. One winner will be chosen to win a $50 Amazon gift card at the end of each month. To participate in the challenge you must comment on at least 10 posts during the month.
* I will also be sharing my progress from the day prior.
My Progress: I had a pretty productive day yesterday. I went to the grocery store after taking the girls to school. My store has a really decent deal on ground beef, so I bought 10 pounds of it and came home and cooked and rinsed it all. I love having a big bag of cooked ground beef in the freezer because it’s so easy to add it to different meals and get something on the table quick with no muss and no fuss.
I tackled a few cleaning jobs around the house. One of the cleaning tasks was to clean the microwave. I tried a new (to me) method called steam cleaning. Basically you put 1/2 c of white vinegar and 1/2 c of water in a microwave safe bowl and put it in the microwave bringing it to a rolling boil (I did 5 min.). It steams up and then when it’s done you just use a wet rag and everything comes off quite easily.
I did some grocery shopping. I spent $65 and the food should definitely last us for the rest of the week if not a little longer. I got some nice samples in the mail. I got 2 different coffee samples, which I love. I also got 3 FREE magazines. I think I’ve gotten 10 FREE magazines since last week. If I only had the time to read them .
All meals were made/packed at home. For dinner I heated up a lasagna that I got for FREE at the grocery store. I made a HUGE salad to go along with it. Olivia had 2 big bowls of salad. I also made JELL-O for dessert. That was a big hit too.
I used a few daily deal vouchers that I bought last year. They expire at the end of the month and I didn’t want to forget. Two of the vouchers were for Omaha Steak packages. I sent one to us and the other one to my sister and her family. Money has been a little tight for them, so maybe it will help out a little Speaking of which, are the prices at the grocery store skyrocketing or WHAT ?!!! It’s getting scary. I felt so sad when I saw this little older lady with only one orange and one banana in her cart. She was at the deli with me and she was trying to order less than 1/4 pound of lunchmeat. She was sayinig that she couldn’t afford any more than that. I wanted to slide her a few $$, but I didn’t want to offend her. I hate seeing older people struggle, or anyone for that matter. It just shouldn’t happen. How in the world do people survive these days without couponing and deal shopping. I can’t imagine, but it’s getting harder out there.
What did you do? Leave a comment We’d love to hear about it You could make 2013 your year. Who will the January winner be ? We’ll see…