One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
The challenge is to leave a comment about what YOU have done to work on getting debt free each day. One winner will be chosen to win a $50 Amazon gift card at the end of each month. To participate in the challenge you must comment on at least 10 posts during the month.
* I will also be sharing my progress from the day prior.
My Progress: Ro was off yesterday and typically him being off is a budget buster. I always joke with him that he wants to be “wined and dined”. We did go to our favorite diner spot for breakfast because they have the $1.59 breakfast special including hash browns, 2 eggs and toast. It’s a great deal and I only go when Ro is off. We also went and did a small Walmart run. I needed to get some supplies for the girl’s lunchboxes. Walmart has a case of mini waters for $1.88, which tides us over for awhile for them and I like them having water. We also got a few other things, but I was really proud of Ro because he usually likes to have his own cart and he puts stuff in there that we don’t need. He really didn’t do that this time. He stuck to our mini-list and didn’t deviate. It was great. I think it’s hitting home that we’re living on one income, so he’s trying to help me stay on budget.
Lunch and dinner were made at home. Actually Ro made dinner. I was joking with him all day telling him that when he takes a day off from work, I’m on vacation too ! Otherwise I’ll never catch a break around here he he! I went to WW last night. I only lost .6 lbs. I really need to get back in gear with the WW thing. The holidays are over and I need to get it together
On a positive note I got some surveys done before bedtime last night. The girls go to bed at 8 on school nights so there’s extra time to do surveys and enter sweepstakes. I entered a bunch of those too. I’ve been entering them for a week or so and I haven’t won anything yet. I’ll let you know if and when I win anything. Here’s hoping…
What did you do? Leave a comment We’d love to hear about it You could make 2013 your year. Who will the January winner be ? We’ll see…