One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
The challenge is to leave a comment about what YOU have done to work on getting debt free each day. One winner will be chosen to win a $50 Amazon gift card at the end of each month. To participate in the challenge you must comment on at least 10 posts during the month.
* I will also be sharing my progress from the day prior.
My Progress: I had another pretty productive day yesterday. I got a text message from a lady at one of my mystery shopping companies asking about my availability. She’s working on setting me up for a lunch shop on the 28th because Ro will be off. She is also doing a little research in my area to see what new shops are available. I was able to request another ibotta payment, which was transferred immediately to my Paypal account (you have to love that!).
I went to the bank to deposit a few small checks that came in the last week or so. I also transferred some money to Ro’s account. It works best for us if he has some blow $$ that he can spend as he likes. He usually ends up spending it on the girls anyway (awww), but it makes him feel good to have some $$ to spend as he sees fit. When I was in the middle of ditching a lot of debt we used to argue a lot because I was SO intense and didn’t leave enough money out for fun and for extra spending for him. After playing around with how to handle the situation we came to this agreement and it has worked beautifully for us. I don’t have to nag him when he spends money and he doesn’t have to ask me for money. It’s a win, win for us.
I got an email from my local Chick fil a telling me that we can snag a FREE bowl of Chicken Tortilla soup on Saturday if we RSVP. I made a reservation for Ro and myself. He loves Chicken Tortilla soup and I love FREE (ha ha). I also organized a few items to take them back today. I should get about $26 back from them, which is great for something we don’t need. I made/packed all meals at home. I made The Potato Volcano because it was a cold, rainy day and it’s Kayla’s favorite.
I tried to qualify for 6 different surveys and was denied (bummer). I did earn 21 swagbucks and I also entered a bunch of sweepstakes. I still haven’t won anything (darn it !), but I remain ever hopeful
What did you do? Leave a comment We’d love to hear about it You could make 2013 your year. Who will the January winner be ? We’ll see…