One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
The challenge is to leave a comment about what YOU have done to work on getting debt free each day. One winner will be chosen to win a $50 Amazon gift card at the end of each month. To participate in the challenge you must comment on at least 10 posts during the month.
* I will also be sharing my progress from the day prior.
My Progress: Well yesterday was a good day. Ro went into work so that he could go with me to pick up the check from the lawyer’s office. We started out the day by taking the girls to school and going out for our $1.59 breakfast. After breakfast we headed into the city to pick up the check. I was so glad that Ro took me because there was wasn’t any parking. Ro just drove around the block until I came out. The check was a few hundred more that I thought it was going to be, which was nice. I want to make sure it clears before I electronically pay off the van just in case. Wouldn’t you know it that Ro noticed that one of his tires was bald yesterday afternoon, so there went that few hundred extra $$. He went out last night and had to get 2 new front tires. At least it didn’t have to come out of the budget !!
Lunch and dinner were made at home. I did a few drugstore deals at Rite Aid and CVS before the girls came home from school. I did the Axe deal at Rite Aid and I got the FREE Thermacare, FREE Edge shave gel, the FREE marker and the cheap Cover Girl makeup. At CVS I got the Scott deal, the 3 FREE Hallmark cards and a few other deals.
I am happy that we will be paying off the Sienna very soon. I have to do it before I piddle the money away. I’m hoping to hit the send button next week when the check clears. I am getting the itch to plan some sort of family vacation for us (my dream would be a Disney cruise). I have some money set aside for it, but I think I need to start to aggressively save for it. I would love to drop some more weight too so that it’s more fun for me
What did you do? Leave a comment We’d love to hear about it You could make 2013 your year. Who will the January winner be ? We’ll see…