One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
The challenge is to leave a comment about what YOU have done to work on getting debt free each day. One winner will be chosen to win a $50 Amazon gift card at the end of each month. To participate in the challenge you must comment on at least 10 posts during the month.
* I will also be sharing my progress from the day prior.
My Progress: I had a good day yesterday. I felt better for the most part. I took the girls to school. Kayla is so funny. She asked if I’d take them to school since they took “such” good care of me when I was sick. It was pretty cute and how could I say no to that? I did the grocery shopping for the week. I saved 54% with coupons and used a gift card to pay that I bought a few months ago from the girl’s school.
I came home and put chicken fajitas in the crock pot and made brownies. Next, I went to CVS and did a Cash Card deal. I used the $20 voucher that I found in one of my daily deal sites on Monday. I stocked up on juice boxes (6 ten packs) and crackers (2 boxes) for the girl’s lunches. I also got 3 bags of cheddar goldfish and I got the 4 FREE Irish Spring body washes and the $.99 Gold Emblem juice (from the coupon I posted). After all was said and done, I still had $.01 to spare on the $20 gift card and I had a new $10 cash card. It was awesome!
I weighed in on WW last night and guess what ? I lost a whopping 9.6 lbs this week. Granted, some of that was due to not being able to eat anything besides chicken noodle soup on Monday, but I’m hoping some of it sticks. I’ve been yo yo-ing a bit lately, but my new grand total is 44.2 lbs. I’m hoping to get to 50 soon.
I earned 41 Swagbucks yesterday. I cashed out for a $10 Target gift card from Shopkick. I also got a FREE $20 voucher for a local favorite restaurant with a free credit that was online a few days ago. I also got a bunch of free meat in the mail from Omaha Steaks from a voucher I bought last year. I wanted to use it before it expired at the end of the month. It probably includes about 15 pounds of meat + a dessert.
It was a good day. I hope you all had one too !
What did you do? Leave a comment We’d love to hear about it You could make 2013 your year. Who will the January winner be ? We’ll see…