One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
The challenge is to leave a comment about what YOU have done to work on getting debt free each day. One winner will be chosen to win a $50 Amazon gift card at the end of each month. To participate in the challenge you must comment on at least 10 posts during the month.
* I will also be sharing my progress from the day prior.
My Progress: I did a lot of running around yesterday. I cashed in on some of my FREEbies including $10 worth of FREE stuff at Best Buy, 6 FREE Jimmy Dean Delights bowls at Walmart and a free 6 inch sub from a local convenience store. I was kind of bummed because the little Walmart near me was out of most of what I wanted, so I had to take a trip to the bigger Walmart where I was more successful. I felt like it was a waste of time and gas going to both, but oh well. I also ran into Big Lots to snag 10 cans of diced tomatoes for $.50 each. I like to have some on hand because Ro loves chili and it’s been so cold here.
I felt so blessed yesterday being able to greet the girls from school on a snowy day with a cup of hot cocoa and a little homemade cupcake. What a luxury. If I was still working it would have been 5:30 before they got home and they would have been cranky and tired. I kind of felt blessed all day. I was reflecting on how lucky I feel to be able to have this time with the twins. How lucky we are to have a warm home to be in while it’s so cold outside. How lucky we are to have a car to drive and one another to hug. It really helps to think about all that we have been given because in reality, I don’t need a thing ! I think that’s why it’s so important for me to ditch as much debt as quickly as possible. It’s all about having the freedom to have more time together. The less debt we have, the more memories we can make.
After my little memory makers toddled off to bed I did manage to do a few surveys. I also used an Amazon credit to stock up on some groceries that should help stretch the food budget. It was a pretty decent day. I’m happy it’s the weekend and Ro is off on Monday. We have a mystery shopping lunch date scheduled at one of our favorite restaurants. Can you believe they pay us to eat $60 worth of food for lunch and give us a $5 bonus, so $65 for lunch? We always end up taking enough home for dinner. It’s a good thing it’s a mystery shop because there is NO way I’d ever pay $65 for lunch unless I was taking 8-10 people with me ~ sheesh.
What did you do? Leave a comment We’d love to hear about it You could make 2013 your year. Who will the January winner be ? We’ll see…