One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
The challenge is to leave a comment about what YOU have done to work on getting debt free each day. One winner will be chosen to win a $50 Amazon gift card at the end of each month. To participate in the challenge you must comment on at least 10 posts during the month.
* I will also be sharing my progress from the day prior.
My Progress: Yesterday wasn’t too exciting, but sometimes those are the best days. I did go to the grocery store to snag a few deals that I had awesome coupons for. I got 2 packs of Perdue chicken nuggets for $1.75 because they were having a BOGO sale and I had 2 $.75 coupons (one doubled). I also got 2 containers of grapefruit juice for $.50 each and a few other items. My total was $10. I am trying to build up the stockpile for pennies on the dollar.
I printed off some reward certificates that were in my inbox. Best Buy sent me a $5 reward from the free codes lately. Discover also sent me something that I will get a $5 statement credit if I spend $5 at Best Buy before 1/31. I guess I can use both and get something worth $10 for free after both rewards. I also had a $16 reward from Office Max in my account. I am rounding all of these rewards up for a freebie shopping spree. I love going around town collecting my FREEbies.
All meals were made at home. I made Ro a huge crockpot of chili because it’s so cold here and he loves it ! I took the girls over to my sister’s house for dinner. We always have a nice time chatting and letting the kids play. I brought chocolate pudding. I got a few nice samples in the mail including an 8 load Method detergent sample and a shampoo sample. I earned 22 Swagbucks yesterday, but I was kind of tired so I went to bed without doing any surveys.
What did you do? Leave a comment We’d love to hear about it You could make 2013 your year. Who will the January winner be ? We’ll see…