One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
The challenge is to leave a comment about what YOU have done to work on getting debt free each day. One winner will be chosen to win a $50 Amazon gift card at the end of each month. To participate in the challenge you must comment on at least 10 posts during the month.
* I will also be sharing my progress from the day prior.
My Progress: Ohhh yesterday was a fun deal day. I went to Big Lots for the Friends and Family 20% off day. I was so excited because they had our favorite bread (Nature’s Own) for only $1.30 per loaf minus the 20% + Town House crackers for only $1.50 – 20% = $1.20 per loaf. The regular price at the grocery store is $2.99 each, so it’s quite a nice savings. I got 6 loaves. I got a few other things, but stuck to the list even with my two little “helpers”.
I did the Walgreens Lays/Doritos deal twice. It ended up being $.62 for each bag and I got 32. We are set for the girl’s birthday party and pretty much any other party for the next few months. The cashier was a guy and he obviously thought I was hosting the biggest superbowl party ever. Don’t worry, I left lots for future shoppers. It was a great deal and it didn’t require any coupons, which was awesome. My stockpile is starting to be awesome. I promise to take pictures of it next week. I know I’ve promised before, but I “ultra” promise this time ~ he he.
Well, ahem, here is the expensive part of the day. My little Olivia has wanted a dog since she could say the word “dog”. My mom has a golden retriever and she has a friend where she got hers. Well, there is another litter and of course my mom called me. We went last night to check them out you should have seen the girls. Well, long story short we are getting a little guy and no it’s not free. I know I should have/could have gone to the shelter, but I’ve always wanted a Golden and since I know this is a reputable place, I (we) felt it was worth it. Our new little friend will be coming to live with us next Saturday. We are in the process of coming up with a name. The two contenders are Max (from their favorite show “Max and Ruby”) and Biscuit (after the star of the Biscuit early readers). I think we’re leaning towards Biscuit. Any ideas? I spend a little time putting a few requests on Freecycle to see if anyone has puppy stuff. Hopefully we can defray the costs a little bit anyway. Olivia is giddy over the puppy. Every sentence she speaks contains the word puppy.
What did you do? Leave a comment We’d love to hear about it You could make 2013 your year. Who will the January winner be ? We’ll see…