One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
The challenge is to leave a comment about what YOU have done to work on getting debt free each day. One winner will be chosen to win a $50 Amazon gift card at the end of each month. To participate in the challenge you must comment on at least 10 posts during the month.
* I will also be sharing my progress from the day prior.
My Progress: I had a pretty good day yesterday. I had some fun at Target yesterday. I had a FREE $2 gift card from Shopkick that was due to expire, so I wanted to use it. I also had some fun earning “kicks” from Shopkick by scanning various products in the store. If you haven’t used Shopkick I urge you to give it a try. It’s kind of fun and it’s a new way to earn gift cards to your choice of a bunch of places including Target. I ended up getting 4 Ragu sauces, 2 Barilla pastas and a few El Paso items for $5.60 after coupons. I paid with a gift card from a previous deal, so no money out of pocket.
I made all meals at home. The girls are into packing lunches now, so I pack it every night for the next day. I made a big dinner. I had Weight Watchers and sadly gained 2 lbs. I’m sick of the Yo Yo-ing. I’l l just keep plugging away though. I’ve been getting the W-2′s in the mail. I’m hoping we get a little “somethin’ somethin’” back. Whatever it is will go into the emergency fund. I can’t wait to fully fund it so I can start hitting the mortgage even harder
I did 3 surveys last night and earned 42 Swagbucks. I also printed a few coupons that should help make the girl’s birthday party less expensive. My mom and dad offered to make them a cake (they make and decorate cakes as a hobby). Last year we did a big party at Bounce U. I had been toying with the idea of having a party somewhere, but decided to keep it simple this year. We have goals for goodness sake ~ ha ha. The important thing is that we’ll be together. I’m really trying to accomplish alot this year and every penny we save now will equal dollars years down the road
What did you do? Leave a comment We’d love to hear about it You could make 2013 your year. Who will the January winner be ? We’ll see…