One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
The challenge is to leave a comment about what YOU have done to work on getting debt free each day. One winner will be chosen to win a $50 Amazon gift card at the end of each month. To participate in the challenge you must comment on at least 10 posts during the month.
* I will also be sharing my progress from the day prior.
My Progress: Ro was able to go into work a little late yesterday, so we went to our favorite diner across the street for the $1.59 breafast special. Even better, Ro treated with his ”blow $$”, so it didn’t come out of the regular budget. I came home and made him and the kids a carrot cake (I’m not tempted by that). I also did a fair amount of organizing in the kitchen. I’m slowly, but surely trying to work my way through the house getting it into shape.
I did a few drugstore deals yesterday. I got 2 of my favorite Physician’s formula pressed powder compacts for only $2.15 after coupons and +Up reward. They are normally $13.95 each + tax (I NEVER pay that), but they are BOGO 1/2 off this week + if you spend $15, you get a $5 +UP reward. I also used the $3 reward that I posted last week and a $4 printable RA Physician’s formula coupon that I posted about and last, but not least a $3 coupon that was on one of them ! Whew, that was a great deal. You can beat $28 worth of stuff (+ tax) for only $2.15 + they’re my favorite and 2 of them will probably last me 6 months. I also got a few good deals at Kmart. I only spent $2.33 oop there.
Lunch and dinner were made at home. For dinner we had the DiGiorno pizza that I snagged at Target the other day. We even had leftovers for lunch some time this weekend + we still have 4 big pizzas in the freezer . I did some surveys and earned some Swagbucks after the girls went to bed. I let them stay up until 9:45 because Tangled was on TV. They were pretty tired though. I’m hoping they sleep in a little. Here’s hoping…
What did you do? Leave a comment We’d love to hear about it You could make 2013 your year. Who will the January winner be ? We’ll see…