One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
The challenge is to leave a comment about what YOU have done to work on getting debt free each day. One winner will be chosen to win a $50 Amazon gift card at the end of each month. To participate in the challenge you must comment on at least 10 posts during the month.
* I will also be sharing my progress from the day prior.
My Progress: I spent about $12 yesterday. My parents called and asked if the girls and I could meet them and the girl’s cousins at Chick fil a for lunch. I didn’t have any coupons, so it was a splurge for sure. They had a good time their cousins, so I guess it was worth it. After lunch we ran to Walgreens and I did the Balance Bars deal. I got 12 Balance Bars for $2 and I didn’t buy anything else. My last stop before heading home was to Papa Johns. I was able to pick up a totally FREE large pizza for dinner. I think it was the football promotion. I got an email with a code for it = woo hoo.
The rest of my afternoon was spent organizing my kitchen and my new coupon filing cabinet. I also organized a big set of cabinets over a little desk in our kitchen. This cabinet had been used to store everything from medicine to nail polish for the girls to free candy I’ve gotten to basically everything else! It hasn’t been organized since we moved in last year. I opened the door and something fell out and hit me in the head. That’s what convinced me to get it organized. I used these little baskets that I had in the garage. I can’t believe how much stuff was in there. See the picture below for the finished product. I should have taken a before pic, but I was just so annoyed that everything was falling out of it that I started grabbing handfuls of stuff and emptying it out without stopping for pics. I also cleaned up the rest of the kitchen and set up a coupon filing box that I had been meaning to do for at least the last month.
I don’t know about you guys, but I am so pumped up for change this year. I just know that 2013 is gonna be our year. I know it’s only the beginning of January, but I mean it, it’s happening this year. I love reading all of your comments and cheering one another on, as well as getting more great ideas. Maybe it’s just me, but it this New Years just feels different.
Make sure you get a few papers today because there are 5 inserts and a TON of deals to do with the coupons!
What did you do? Leave a comment We’d love to hear about it You could make 2013 your year. Who will the January winner be ? We’ll see…
Here are a few pictures of the girls on Christmas morning! Kayla loves her American Girl doll, while Olivia loves her Yappy Puppy even a little more. I guess we will have to get a dog soon (sigh!).