One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
The challenge is to leave a comment about what YOU have done to work on getting debt free each day. One winner will be chosen to win a $50 Amazon gift card at the end of each month. To participate in the challenge you must comment on at least 10 posts during the month.
* I will also be sharing my progress from the day prior.
My Progress: I had an okay day yesterday. Actually I’m still not feeling well, so everything that I had to do required such effort. I actually typed this post once and finished it only to somehow delete it, so this is “take 2″. Hopefully I won’t forget anything. We ate up party leftovers yesterday, so no money was spent on food. We have enough food and snacks from the party to pack the girls lunches for the week too, so that’s good.
I took the girls to JCPenney for free haircuts yesterday afternoon. We use a nice detangling solution that they sell and I was able to get that for free too using a nice $10/$10 coupon that came in the mail early last week. The bottle will last us a few months, so it was a good way to use the coupon. I am hoping to get away with minimal grocery shopping this week. I’m thinking we need milk and fruit and that may be it. I’m going to run over to an Aldi store that was just built here. My mom was telling me that she got some great fruit deals there.
Our awesome neighbor across the street came over and installed surround system in our family room. I used a discount site that his company uses to get the speakers we needed. We bought them late last year, so the money had already been spent and it was a fraction of the normal cost. There is still one small part of the job to be completed, so it will be functional laster in the week. It’s a super cheap home improvement and Ro really wanted it, so Happy Valentine’s Day ~ ha ha.
What did you do? Leave a comment We’d love to hear about it You could make 2013 your year. Who will the February winner be ? We’ll see…