One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
The challenge is to leave a comment about what YOU have done to work on getting debt free each day. One winner will be chosen to win a $50 Amazon gift card at the end of each month. To participate in the challenge you must comment on at least 10 posts during the month.
* I will also be sharing my progress from the day prior.
My Progress: I spent $12 at Aldi yesterday. I got some fantastic fruit deals. I got pineapples for only $.99 each, 5 lb. bags of oranges for $1.39, strawberries for $1.39, broccoli for $.99 and canteloupes for $.99 each. Needless to say we are stocked up on fruit for awhile. I really didn’t get anything else, but obviously I was happy with the fruit deals. I was SOOOO tired yesterday. This cold is seriously kicking my butt. I decided to go to Aldi first thing so that I could go home and rest. I got there at 8:45am since I didn’t know what time they opened. Well, they opened at 9 and I fell sound asleep waiting for them to open. Luckily I only slept until 9:25 or so. It was funny because when I fell asleep I was the only car in the lot and when I woke up it was nearly full. I NEVER do that. I hope I start feeling better soon. My mom thinks I’m allergic to the puppy. I really hope that’s not the case…
All meals were made/packed at home. I got a pre-paid $15 Mastercard from a toothbrush rebate I filled out awhile back. I’m going to put it towards groceries. I should be able to get lunchmeat and bread at least. I also got a Tide Pods sample in the mail. I just couldn’t make myself do any drugstore deals because I was worried that I was a danger by driving since I kept feeling like I could fall asleep. I will admit to taking an hour nap after doing some blogging. I haven’t done that since I’ve been staying home. I have to learn to give myself a break when I need to instead of feeling like a slacker. I’ve been awake between 3 and 4 every night and I’ve had a hard time going back to sleep.
I got a letter in the mail that our mortgage has been sold. We are going from a very well know company to a company I’ve never heard of. The terms of our loan will remain the same, so hopefully it will be okay. I was a slacker with surveys the past few days too. I just don’t have the energy. Wow, I’m just a ray of sunshine and motivation aren’t I ?
What did you do? Leave a comment We’d love to hear about it You could make 2013 your year. I haven’t forgotten about naming the January winner. I promise I will, but I want to feel better first. Bear with me… Who will the February winner be ? We’ll see…