One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
The challenge is to leave a comment about what YOU have done to work on getting debt free each day. One winner will be chosen to win a $50 Amazon gift card at the end of each month. To participate in the challenge you must comment on at least 10 posts during the month.
* I will also be sharing my progress from the day prior.
My Progress: Still felt lousy yesterday. I can’t wait until I can stop saying (and writing) that! I rested for most of the day, so I do feel a little better today. The only good thing about yesterday was that it was a NO spend day since I wasn’t up to doing any deal shopping.
TODAY is the twin’s 6th birthday !!!!! They are so excited. I made 30 cupcakes and decorated them (with gloves on – ha ha). I almost bought them so I woulndn’t have to make ‘em, but I pushed through and got it done. They were $6 per dozen at the store the other night and not homemade and I thought it was important for me to make them. I’m driving the girls to school today and they each have a box of 15 to bring in. They are so proud about having them to take in.
Tonight is the big night. We are going to the circus with all of the cousins. There will be 8 of us and we have GOOD seats. Everyone is so excited. I’ll tell you all about it tomorrow. It doesn’t start until 7pm, so I may have some cranky girls on my hands tomorrow morning They are off of Friday and Monday, so hopefully they can catch up on their sleep.
I went to my WW meeting last night and lost a pound. I couldn’t stay for the whole meeting because I started coughing and didn’t want to get anyone sick. I came home and tucked in the girlies. After they went off to bed for the last time as 5 year olds, I managed to get through my inbox. I also did 3 surveys and earned 19 Swagbucks. I got a package in the mail from Amazon that was bought with Swagbucks money. It was a pretty good day.
What did you do? Leave a comment We’d love to hear about it You could make 2013 your year. I haven’t forgotten about naming the January winner. I promise I will, but I want to feel better first. Bear with me… Who will the February winner be ? We’ll see…
Here is a picture of the girls in the hospital when they were first born. Awww! I miss those days (kind of).
Fast forward to their 6th birthday party on Saturday ! Where has the time gone. Happy birthday to my little sweeties ! I don’t know if I told ya, but we did face painting at the party ! Kayla is on the left and Olivia is on the right in both of these pictures. How funny is that ?
These girls are turning into girly girls before my eyes. I wish I could hit the pause button for a few years. Above is Kayla and her AG doll in their new “Dollie and Me” outfits that I always tell you guys about. I’ve had the pry the outfit off of her to wash it because she keeps trying to wear it every day ! She also has her new “fashion boots” on. Hers are pink and Olivia’s are purple. My parents got them for them.