One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
The challenge is to leave a comment about what YOU have done to work on getting debt free each day. One winner will be chosen to win a $50 Amazon gift card at the end of each month. To participate in the challenge you must comment on at least 10 posts during the month.
* I will also be sharing my progress from the day prior.
My Progress: I had a nice, low key day yesterday. We didn’t get the chance to celebrate Valentine’s day on Thursday, so Ro spoiled me by making me (and everyone else) a nice dinner using things we had on hand. We had a fresh salad, hamburgers and tater tots. He even made a cake for dessert. He was so exhausted he needed to rest after dinner. At least it gave him an appreciation for how much work it is to get dinner on the table every night. I had pity on him and cleaned everything up while he was resting. All other meals were made at home as well.
The rest of our day was pretty quiet. We ended our evening by having a couch date night and watching a FREE movie on TV together after everyone went to bed. It was really nice. The girls have off again today and go back to school tomorrow, so we have one more day for fun. They have a free swim lesson today, which should make it a fun one for them. We have enough food in for all meals to be eaten at home today.
What did you do? Leave a comment We’d love to hear about it You could make 2013 your year. The January winner of the WHYD contest was Jennifer W. Congrats and thanks for sharing your journey with us. Who will the February winner be ? We’ll see…