One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
The challenge is to leave a comment about what YOU have done to work on getting debt free each day. One winner will be chosen to win a $50 Amazon gift card at the end of each month. To participate in the challenge you must comment on at least 10 posts during the month.
* I will also be sharing my progress from the day prior.
My Progress: Yesterday was a nice, family day. Ro and the girls were off with me for the last day before heading back to work/school today. I took the girls to their free swimming lesson before lunch. I finally broke down and went to the doctor’s office. We have a $20 copay and I wanted to try to get better on my own first. Apparently I’ve been suffering from Asthmatic Bronchitis, which is pretty much what I figured. I got 2 different inhalers and am already starting to feel somewhat better, so I guess it was money well spent. The doctor gave me one of the medications as a sample, so it was FREE !
Ro spoiled me again by making dinner. It was nice to have a break from it. I did some other jobs while he was tending to dinner. Ro has really been wanting an iphone 4s. We both have iphone 3′s and that’s more than fine for me, but he really wanted one, so I left it up to him. After dinner we headed over to At&t to trade his phone for the one he wanted. The guy at the store told him it would be $99 for a new phone. He decided on his own that he didn’t want to spend that much money on a new phone when his current one is fine. I was perfectly willing for him to get it because he has waited quite a while to get it, but it was totally his decision.
I spent some time putting together Target and Rite Aid deals for me for today. We are low on ketchup and I am hoping to snag 4 FREE bottles at Target. We are also low on laundry detergent and there are some good deals to be had. I had a nice reminder this weekend about why I fill out for all of the free samples. I actually didn’t realize we were so low on detergent and we do a lot of laundry over the weekend. I was able to do all of the laundry just using sample packs of detergent. I plan to replenish our supply today.
What did you do? Leave a comment We’d love to hear about it You could make 2013 your year. Who will the February winner be ? We’ll see…