One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
The challenge is to leave a comment about what YOU have done to work on getting debt free each day. One winner will be chosen to win a $50 Amazon gift card at the end of each month. To participate in the challenge you must comment on at least 10 posts during the month.
* I will also be sharing my progress from the day prior.
My Progress: Well, well, well, I had me a little savings bonanza kind of a day yesterday. I woke up feeling better than I’ve felt in weeks and it felt great. Of course the girls talked me into taking them to school, but as soon as I came home I got to work on getting deal scenarios together for my shopping trip. I went to Rite Aid for Cheer detergent ($2.54 after discount + $2 coupon), Ragu spaghetti sauce and Vaseline lotion ($.99 after UP+ reward). I used rewards from a prior trip, so only $.83 out of pocket. At Walgreens I got 12 Velveeta Shells & Cheese and 4 Velveeta Cheesy Skillets. They were $1 each after coupons. Target was my BIG trip. I got a cart full of groceries for only $12. I used three $5 gift cards from other deals (total was $27). I also earned three more $5 Target cards. It was AWESOME !
I made all meals at home. I made the Cheesy Skillets for dinner with peas and rolls. I actually had a Weight Watchers meeting and I lost 1.6 lbs. Slow and steady wins the race I guess. I’m down 42.8 lbs. I’m itching to get to 50, so I’ll keep pushing ahead.
I got an Ebates check in the mail yesterday. It will go in the bank today! I also got 2 free magazines and a free sample of Cheerios Medley Crunch. I did do a few surveys before heading to bed. I listed 3 items on Ebay and I ordered a few sets of coupons on Ebay that should help me get stocked up on a few of our favorite things. We did have to fill up both of our cars with gas last night, so that was a hit. Gas has really shot up lately, hasn’t it ?
What did you do? Leave a comment We’d love to hear about it You could make 2013 your year. Who will the February winner be ? We’ll see…