One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
The challenge is to leave a comment about what YOU have done to work on getting debt free each day. One winner will be chosen to win a $50 Amazon gift card at the end of each month. To participate in the challenge you must comment on at least 10 posts during the month.
* I will also be sharing my progress from the day prior.
My Progress: I spent $9.73 out of pocket yesterday, which was amazing for everything I got. I did use a $15 rebate Mastercard that I got in the mail, so that cut down on the OOP. I started at the grocery store. I got 4 of the Campbell’s Kettle soups (used a $2 Q for each and got back a $1.50 catalina). I also got food for one dinner this week. That trip used up $7.25 on the rebate card. I spent $.16 on $.01 stamps at the post office. I used a free lunch voucher for a local restaurant, so lunch was free. I went to Big Lots for our favorite bread (only $1.30/loaf – it’s $2.99/loaf at the grocery store and it’s fresh). I got 6 loaves for free (used the rebate card). I went to Aldi to get produce. I used the remainder of the card and spent just over $3 in cash. They also had eggs for $.69/dozen, so I snagged those too.
I had “Mommy Spa Day” with the girls when they got off of the bus yesterday. I gave them a bubble bath complete with a scrub, hydrating shampoo and detangler. That was followed by pedicures, a foot rub with lotion, lip gloss and a hairdo. It was so fun. Heck, they needed a bath so why not make it fun and fabulous. Kayla said she told all of her friends in school that she was having spa day after school. I used lots of FREE samples ~ ha ha.
We went out for dinner to Chili’s because they had free kid’s meals. I brought along a $25 gifft card that I earned from a survey company intending to use it for Ro’s meal and my meal. The only problem was that our meal took FOREVER. I think it was close to an hour of a wait before we asked to speak to a manager. It was crazy. The restaurant wasn’t even that busy. That hardly ever happens to us and the manager apologized and didn’t charge us for our entire meal. I did leave a nice tip for the server because it wasn’t her fault and she kept coming over to apologize every 15 minutes.
The mail stunk yesterday = no samples, rebates or free samples – BOO! On a positive note I did win a coupon for free deodorant from another blog giveaway = YAY ! How was your day ? Oh, and by the way, the puppy is driving us crazy with constantly trying to bite us (nip). How do you get them to STOP ? Please give me ideas. It’s rough!
What did you do? Leave a comment We’d love to hear about it You could make 2013 your year. Who will the February winner be ? We’ll see…