One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
The challenge is to leave a comment about what YOU have done to work on getting debt free each day. One winner will be chosen to win a $50 Amazon gift card at the end of each month. To participate in the challenge you must comment on at least 10 posts during the month.
* I will also be sharing my progress from the day prior.
My Progress: Happy Groundhog Day ! The girls came home from school with little Groundhog hats on and have pretty much left them on around the clock. I’ll have to bribe them with those pictures someday ~ he he. Yesterday was a good day. I was expecting to have to buy 3 gates for the puppy’s arrival (later today). I ended up finding a huge one in the garage that we used with the twins. We lived in a 7 story split level townhouse from most of their lives, so blocking stairs used more than a few gates. Anyway, the gate I found took the place of 2 of the ones I would have had to buy. I ended up getting just one small one for $20, so I was happy to have gotten off cheap. I think we have everything we need now. We will be picking up the little guy around 2pm. The girls are super excited.
I cooked all meals from the pantry/freezer. I cooked a dinner that we had catered for our wedding almost 9 years ago. It’s SO good. I talked the caterer into giving me the recipe at the time. I’ll post it on Monday. It’s as close to a gourmet meal as I make I earned a quick $5 Amazon gift card from a survey company. I have another one for $7.50 in my account. I got a $15 rebate check in the mail, which I took to the bank. Ro got paid this week and I paid the majority of the bills. I’m hoping to focus on the emergency fund this month. I want to bulk it up before attacking the mortgage. Ro filled out the paperwork to get reimbursed for tuition from a class he took late last year. I’m not sure if he’s going to take another class or not. I’m just going to put it in the emergency fund until when and if he needs it.
What did you do? Leave a comment We’d love to hear about it You could make 2013 your year. Who will the February winner be ? We’ll see…