One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
The challenge is to leave a comment about what YOU have done to work on getting debt free each day. One winner will be chosen to win a $50 Amazon gift card at the end of each month. To participate in the challenge you must comment on at least 10 posts during the month.
* I will also be sharing my progress from the day prior.
My Progress: Awww, we picked up our little friend yesterday (see below). I think Olivia never thought the time would come. We got him at around 3:30. We decided to name him Rudy. Ro’s middle name is Rudolph and he always wanted a dog named Rudy, so Rudy it is. We couldn’t believe how much he had grown in one week. He is 8 weeks old today. The girls had so much fun with him until bedtime. We went out for 1/2 hour to introduce him to his crate and he wasn’t a big fan. Hopefully he’ll get better with time. I bought him a $4 little dog bed last week, thinking he’d fit in it for a month or so. Can you see in the picture below how he’s almost too big for it already? My neighbor across the street brought me a bigger one for him, so that was a nice savings.
Our neighbor across the street brought us over a homemade nut roll. He got it from one of his clients and he doesn’t like nuts. It was a nice treat. All meals were eaten at home. We almost went out for lunch, but decided to stay at home instead. The girl’s piano teacher couldn’t make it for their lesson on Thursday, so I went to the bank yesterday and put the $25 we would have spent on the lesson in the emergency fund.
We got the title for the van in the mail yesterday – woo hoo. It came pretty fast. We also got a letter from Toyota Financial saying that it is paid off. It’s official, we are debt free except for the mortgage. I think Ro was more excited than I was
All things considered, it was a great day !
What did you do? Leave a comment We’d love to hear about it You could make 2013 your year. Who will the February winner be ? We’ll see…