One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
The challenge is to leave a comment about what YOU have done to work on getting debt free each day. One winner will be chosen to win a $50 Amazon gift card at the end of each month. To participate in the challenge you must comment on at least 10 posts during the month.
* I will also be sharing my progress from the day prior.
My Progress: Yesterday was kind of icky. I guess part of the problem was that it started WAY too early. Our new little puppy friend decided to start crying and barking at 4:30 am. I think I got about 4 hours of sleep and it made Ro cranky, which in turn made me cranky. Everyone went to school/work so I was on puppy patrol all day. Boy, puppies are a lot of work aren’t they ?
I got my Papa Johns code for a FREE pizza late last night. I actually got two because my awesome reader sent me her code since there isn’t a Papa Johns close to her (Thanks Yvonne !). I went to CVS and did the Scott TP deal. I must have a TP addiction because I have 8 cases of it in the stockpile, but can’t pass up a great deal on it. Is there something comforting about having an abundance of TP or am I just a weirdo? (wait, don’t answer that…). Anyway, long story short, I now have 12 cases ~ he he. I also got 2 twelve packs of Pepsi products for only $1.50 each. I got a few other deals, but those are the highlights. I had $9 in ECBs and two $10 cash cards to pay for everything. I got another $10 cash card, plus some new ECBs.
All meals were made/packed at home. We actually ate dinner at my sister’s house. The kids had fun doing Valentine’s Day crafts together while we chatted and drank coffee. It was nice. When I came home and got everyone (including the puppy) to bed I caught up on my surveys and did a little work on the website. Did you guys notice that I put a link to the Debt Free Paper Chains on the site so you don’t have to search for them? If not, scroll down and look on the right. I also updated “Our Journey” to include paying off the mini-van. I also did some surveys. I will be able to cash out for a $25 gift card after another survey I fell into bed at 11 last night, which is early for me. I feel like I have an infant in the house again – yikes….
What did you do? Leave a comment We’d love to hear about it You could make 2013 your year. Who will the February winner be ? We’ll see…