One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
The challenge is to leave a comment about what YOU have done to work on getting debt free each day. One winner will be chosen to win a $50 Amazon gift card at the end of each month. To participate in the challenge you must comment on at least 10 posts during the month.
* I will also be sharing my progress from the day prior.
My Progress: I think I’m puppy sleep deprived. He did better on his 3rd night, but not by too much. I shouldn’t complain because overall he is doing pretty well. It’s a good thing we waited until the girls were a little older because whew, it’s a ton of work. We have a fenced in backyard, but I’m leery to put him out there until he gets a little bigger when I’m sure he can’t fit through gaps if there are any.
I did run to the grocery store to get a few things. I only spent $15. I made/packed all meals. I made breakfast for dinner, which was a huge hit. I can always count on everyone cleaning their plate when I make it and I wasn’t disappointed. The girl’s had a little rollerskating party for school at the local rink. It was $8 for both of them, but it was worth every penny. They had SUCH a good time. It was the first time they skated and although there was a lot of falling initially, they got so much better in one night. I couldn’t believe it. I did spring for a drink afterwards because they were so thirsty, but it was well worth it. They had a great time with their classmates.
After skating I ran over to the girl’s school for a uniform exchange. I brought their gym uniform sweatshirts and exchanged them for the next size. It’s quite a savings because I think they are $38 each at the store. I was notified that I won my first Sweepstakes, YAY! It’s not a huge prize or anything, but it’s a case of a product that we like and use (value around $40!). I was happy
I couldn’t go to my WW meeting last night because of the skating party, but I was kind of proud of myself because I did work out for about 1/2 hour yesterday. I’m going to try to fit it into the schedule every weekday. I was pretty tired from all of the events of the day so I went to bed without doing ANY surveys ~ shame on me.
What did you do? Leave a comment We’d love to hear about it You could make 2013 your year. Who will the February winner be ? We’ll see…