One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
The challenge is to leave a comment about what YOU have done to work on getting debt free each day. One winner will be chosen to win a $50 Amazon gift card at the end of each month. To participate in the challenge you must comment on at least 10 posts during the month.
* I will also be sharing my progress from the day prior.
My Progress: I spend some $$ yesterday buying supplies for Olivia and Kayla’s birthday on Saturday. I was planning on getting party favors for goodie bags at the party supply store, but since I was heading over to Target anyway I decided to keep it simple. As it turned out I did pretty well in the dollar spot. I used a $10 gift “card” from Shopkick. I also earned over 100 “kicks” while I was in Target towards my next gift card. I have to say I’m loving Shopkick. You can get and spend your gift card instantly. It comes up with a bar code on your cell phone and the cashier scans it.
The mail was nice to me yesterday. I got a check from Survey Savvy for $41.30. I like them because you can cash out for any amount. It takes a few weeks to get your money, but it’s easy. I also requested a few samples and got some other ones in the mail. I love laundry detergent and Kcup samples. I think they’re my favorites. I confirmed FREE JCPenney haircuts for the girls this Sunday. Don’t forget JCP offers free cuts for kids EVERY Sunday. How awesome is that ? I always give a generous tip but I still come out way ahead.
I made breakfast and lunch, but got pizza for the kids and my sister’s kids. She usually makes us dinner, but I didn’t want her to work too hard, so I brought dinner over for everyone. I used a gift card that I earned through Discover Rewards to pay for it. I still have a $25 balance for next time. She is an art teacher, so she had Valentine’s Day crafts all set out for the kids to do. She is also doing face painting for all of the kids at the birthday party.
Happy Friday ! I promise I will announce the winner of the January WHYD contest on Monday !
What did you do? Leave a comment We’d love to hear about it You could make 2013 your year. Who will the February winner be ? We’ll see…