One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
The challenge is to leave a comment about what YOU have done to work on getting debt free each day. One winner will be chosen to win a $25 Amazon gift card at the end of each month. To participate in the challenge you must comment on at least 10 posts during the month.
* I will also be sharing my progress from the day prior.
My Progress: My first stop of the day was to pick up some items from my Freecycle friend. There was a big, new bottle of Dreft that I’m going to give my nephew and his wife at their baby shower at the end of the month. I have other gifts for them, so it’s just a little something extra. There were a bunch of soups, corn, cereal, pasta, a new rainbow loom that the girls went crazy over and a few other things. I plan to share the food with some family because money is a little tight for them. I spent most of the rest of the day with my mom so that my dad could go to work. It was a NO spend day.
I made all meals at home. The mail included 2 free magazines and junk mail. I got some FREEbie offers on apps on my phone. A free slurpee offer from Turkey Hill, free coffee at Dunkin’ Donuts and the free perfume mist at Bath & Body Works. I plan on redeeming some of those tomorrow. I have a Bath & Body Works gift card that I earned awhile back for free, so I’ll take that and get something small and pickup the freebie. I think I’m going to have myself a frugal Friday. I’m going to go out and deal shop with $5 in my pocket and see how far that gets me. Maybe I’ll post a pic of what I’m able to get with $5 and coupons ha ha !
What did you do? Leave a comment We’d love to hear about it You could make 2014 your year. Who will the March winner be ? We’ll see…