One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
The challenge is to leave a comment about what YOU have done to work on getting debt free each day. One winner will be chosen to win a $25 Amazon gift card at the end of each month. To participate in the challenge you must comment on at least 10 posts during the month.
* I will also be sharing my progress from the day prior.
My Progress: I spent most of the day over my parent’s house hanging out with my mom so my dad could work. I didn’t spend any money all day. As you’ve probably noticed the new site design went live yesterday. There are still some tweaks to be done, but it looks a lot better than it did. Also, I’m happy to report that the newsletter should start going out again today or tomorrow at the latest (hopefully today). You will see other cool changes popping up here and there. My site designer and I are on different schedules, so we’ve been working hard to coordinate everything.
All meals were made at home. Actually Ro got home early and made dinner for us, which was nice. The mail included the grocery circulars for next week and a few great coupons. I have a few deals to do today. I may not be able to do my $5 Friday because the girl’s school is having a special mass for the Canonization of Pope John Paul II and they go to PJPII school. The kids have been working on songs, so I want to see them sing and celebrate.
I earned 131 Swagbucks, which helped me just meet my second goal. I also did another survey before bed. I earned my daily Bing points. I will have enough points for 500 Swagbucks in the next day or two. I cashed out some Swagbucks for a $25 gift card to Red Robin. I was tempted to snag a $100 gift card to Home Depot (to save up for a snow blower for Ro for next winter). I’m still thinking about it. I didn’t get it yet because I’m just afraid Home Depot will stop selling the brand he wants before then. I’m sure we would still be able to use the gift card, so I’m probably going to get it at some point.
What did you do? Leave a comment We’d love to hear about it You could make 2014 your year. Who will the April winner be ? We’ll see…