One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
The challenge is to leave a comment about what YOU have done to work on getting debt free each day. One winner will be chosen to win a $25 Amazon gift card at the end of each month. To participate in the challenge you must comment on at least 10 posts during the month.
* I will also be sharing my progress from the day prior.
My Progress: I had a decent day yesterday. I picked up the Shark Tale movie from Amazon that I posted about. I think it’s was a few $$. I made homemade banana bread. I made all meals at home. I marinated chicken and Ro threw it on the grill when he got home. We also had broccoli and the kids had macaroni salad as well. I cashed in Bing Rewards points for 500 Swagbucks. I will save the code for a busy day, so I don’t have to worry about reaching my goals on a busy day. Hmm, today might be the day – we’ll see.
I dodged a bullet with my laptop last night. I use a free anti-virus and it’s worked out great so far. It was recommended to me by my dad, who is great with computers. Something online triggered a security thread and my anti-virus couldn’t get rid of it. I called my dad and he recommended doing a whole computer scan. I did and it worked – whew ! I usually have the worst luck with electronic stuff. The mail included a few diaper samples from Costco. I’m saving them to put in a little basket for when my nephew’s first child is born in a few weeks. I also got the free baby book I posted about earlier for the same baby.
I earned 119 Swagbucks yesterday . It helped me reach my first goal. I found some really cool lamps for the room we are redecorating. The room is almost finished now and it looks so nice. We did it for a fraction of what we thought it was going to run us. I may get a few decorative items, but that’s it. We do have that one console table that we are picking up on Friday, but otherwise DONE ! The only problem is that the room looks so beautiful that the rest of the house looks lousy – ha ha. I’ll have to frugally work on that
What did you do? Leave a comment We’d love to hear about it You could make 2014 your year. Who will the April winner be ? We’ll see…