One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
The challenge is to leave a comment about what YOU have done to work on getting debt free each day. One winner will be chosen to win a $25 Amazon gift card at the end of each month. To participate in the challenge you must comment on at least 10 posts during the month.
* I will also be sharing my progress from the day prior.
My Progress: I had a decent day yesterday. I got the girls on the bus and then headed out to do a little grocery shopping. My sister stopped over for one of my Orange Skinny Creamsicles. They are pretty good and have 3 metabolism boosters in them.
I got most of what we need for the week at the grocery store and I spent $56. We have food in the freezer and pantry that I plan to incorporate into our menu this week. It was Cinco de Mayo yesterday, so I decided to make a big taco salad with tortilla chips for dinner. I paid a few of our utilities yesterday. I also did a bunch of de-cluttering. Sometimes I feel like we’re drowning in paper around here and I need to go through it. I entered the free Pampers and Kellogg’s rewards points that I posted about.
I earned over 200 Swagbucks yesterday because of the extra codes they gave out. Swagbucks posted the monthly bonus awards yesterday and I earned an extra 631 Swagbucks for April. I made all meals at home. I arranged a mystery shopping lunch for my hubby and I in a few weeks. I ordered a few free samples online. I deposited a little money in the girl’s 529 college plans. I earned 20 Bing points. I also found out that every Tuesday in May you will be able to earn double points for searches. I am on my way to earning 500 more Swagbucks from Bing.
What did you do? Leave a comment We’d love to hear about it You could make 2014 your year. Who will the May winner be ? We’ll see…