One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
* I will also be sharing my progress from the day prior.
My Progress: Yesterday was a decent day. The weather was milder and it actually feels like Spring may make an appearance although the weather is predicted to get colder again in a few days. After getting everyone off to work/school I ran to the grocery store to do a few deals. I spent $7.95 and got back $2 in cash back from ibotta. The new grocery deals start today for my 2 main stores, so I wanted to snatch up a few of last week’s deals before they turned over.
I spent the day with my mom so that my dad could go to work for the day. I ate lunch over at my mom’s house with her. I prepped dinner before heading over to my mom’s. As soon as I got the girls off of the school bus I had to rush them home to change and back to their school for their 2nd lacrosse game. We ate dinner when we got home and then we went over to hang out with my sister and her kids so the cousins could play. I did all of my Bing searches and met my first Swagbucks goal. I organized some deals I plan to do today because it’s deal day and there are lots of FREEbies to be had – I love going out and collecting my freebies. The girls love getting off of the bus to see what’s new, lol…
What have YOU done to ditch debt ? Let’s make 2018 our year !!