One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
* I will also be sharing my progress from the day prior.
My Progress: We had a really low key day yesterday. It rained all day long. We dropped Ro’s truck off at the shop because his brake light was on. Luckily it’s a super simple fix and they’re not even charging us for it. He did get an oil change while it’s there and we’ll pay for that, but I’m super relieved. We’ll get it back this morning. We stopped and grabbed newspapers from the Dollar Tree on the short ride home. We hung out around the house. The girls were supposed to have lacrosse practice in the afternoon, but it was cancelled because of the rain. Liv did call her coach with a question and he was giving her lots of great tips over the phone, so she sort of had practice (virtually-lol).
I did all of my Bing searches and met my first Swagbucks goal. I made all meals at home. We were thinking about grabbing dinner out, but I had some good things in the freezer, so we ate in. I helped Kayla with her hair before bed. It was a lazy day. I did organize some deals I plan to do this week, but I don’t plan on spending much on groceries since I went over the budget by stocking up on some things last week.
What have YOU done to ditch debt ? Let’s make 2018 our year !!