One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
* I will also be sharing my progress from the day prior.
My Progress: I had a pretty good day yesterday. Everyone went back to work and school, so I was all by myself. I ran a few errands and then met my parents for lunch. My dad insisted on treating as usual. We were out of foaming hand soap, so I made up a new batch. Rudy got groomed. He hasn’t been groomed in quite awhile and my parent’s use a lady that comes to the house for less than normal places charge. The groomer was really nice. She shaved him pretty close, but he looks cute. It should last quite awhile.
I made dinner at home. I made a huge pot of spaghetti. We have about 1/2 of it left for leftovers. I did all of my Bing searches. I did my part time job and am picking up extra hours this week. The extra income will go towards a payment on the roof loan. I am trying to make a big chunk of a payment by the end of the month. I can’t wait until that sucker is gone.
What have YOU done to ditch debt ? Let’s make 2017 our year !!