One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
* I will also be sharing my progress from the day prior.
My Progress: I had a pretty good day yesterday. I had my handyman come to the rental to do a few things that needed to be done. I also got a call from our “case worker” at Best Buy. We finally had a washer and dryer delivered to the rental last Saturday. It was a rough process because they appeared incapable of delivering to a rental. Anyway the case worker was calling to let me know that he was sending a $100 gift card because of all of the trouble. I thought that was nice. Best Buy had also upgraded the dryer to one that was $100 more expensive at no additional cost. All in all, it was a hassle, but they tried to be fair.
I made all meals at home and packed lunches for the girls and Ro for today. I did some gardening and I completed a little $1 ibotta survey. It only took a few seconds and it’s free money lol. I did my part time job and will again today. I did all of my Bing searches and met my first Swagbucks goal. I ordered a water filter for our fridge using an Amazon credit from Swagbucks and a few $5 gc’s I earned from Bing. It was a decent, productive day.
What have YOU done to ditch debt ? Let’s make 2017 our year !!