One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
* I will also be sharing my progress from the day prior.
My Progress: We had a good day yesterday. I took the girls to the dentist. I love it because it’s a dental suite at Ro’s work and there isn’t even a copay. I was able to go to the FREE automatic car wash before heading home. They even have a free car vacuum system, which the girls and I made use of. Ro had a doctor’s appointment for his knee. He got a cortisone shot, which gave him some relief. We took the girls out to Red Robin for lunch using a gift card I earned through Swagbucks. I made dinner at home. I got a few things we needed on Amazon using a $25 gift card that I earned from Swagbucks. I have a few gift cards stashed in my Swagbucks account.
I did all of my Bing searches and met my first Swagbucks goal. We went swimming as a family before bed. Ro and I are trying to do what we can to rehab out poor knees. It was great exercise and a lot of fun ! We didn’t get home until around 10pm. Luckily it tired us all out, so we went to bed early.
What have YOU done to ditch debt ? Let’s make 2017 our year !!