One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
* I will also be sharing my progress from the day prior.
My Progress: I had a pretty good day yesterday. We had an Amazon order delivered. We got a case of trash bags, a case of Pretzel/cheese sandwich bags, a case of Ritz peanut butter cracker sandwiches and a case of individual bags of Lay’s vinegar and onion chips. I had posted each of these deals last month. Yesterday was our subscribe & save delivery day. I added up how much all of those items cost (after promotions etc…) and the total was $12.64. I was really happy with that. Most of the items were bought with lunchboxes in mind. I’m hoping they last that long since we don’t start back for just over 2 weeks.
We spent a few hours at the gym. We did a little cardio (very little as I’m coming back to the gym after a long absence), the pool and the hot tub. I’ve done the pool/hot tub thing, but the treadmill – not so much. It was good to get back there, but it’s like learning to walk all over again. I did all of my Bing searches. I went to CVS for some Arm & Hammer laundry detergent x 5. I had to make myself get up and go to the store. I did make all meals at home, which was good. I was SO tired after the gym that I went up to bed to lay down early, lol.
What have YOU done to ditch debt ? Let’s make 2019 our year!!