One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
* I will also be sharing my progress from the day prior.
My Progress: I had a low key day yesterday. The girls had basketball practice early yesterday morning. Ro took them before work and the coach brought them home after lunch. They had a good time. Liv went to go hang out with a friend for the afternoon. I took her there and her friend’s family brought her home. I made a salad with veggies from our garden for dinner along with grilled chicken and rice. It was all yummy. I did a quick trip to CVS because the girls were out of their favorite facial cleanser. I did a few other deals while I was there. I started out at $47 and ended up at $2.21. I left with a $5 ECB for next time. I’ll get at least $3 in Beauty Bucks in a day or two.
I called the cable company and got our bill down by $12 a month. I know that’s not a lot, but every little bit helps. I also got rid of a Disney+ bundle that we had. It was costing us $13.99/month for Disney+, HULU and a “special” ESPN channel that Ro wanted to check out. He was not really impressed with the channel, so we were happy to cancel. We did manage to watch a free movie before bed. I did all of my Bing searches.
So how about you ? What did you do ?? Let’s make 2020 our year !