One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
* I will also be sharing my progress from the day prior.
My Progress: We had a pretty good day yesterday. I caught Kayla’s cold, so that slowed me down and made me a little miserable. I did manage to drag my sorry self to Rite Aid to snag 2 Arm & Hammer laundry detergents, 2 Colgate toothpastes and 4 candy bars for $.19 (after coupons and cashing in $3.79 in plenty points). I made breakfast and lunch at home and then I took the girls to Dollar General because they each had $2 they earned. I got 2 small bags of Rachael Ray Zero Grain dog food and some cold medicine for FREE + $1 profit after coupons, ibotta and Checkout 51.
I made dinner at home. We had an Amazon delivery that I used credit’s for. It included a whole house water filter. Ro had some trouble installing it, but my dad was able to come right over to help out. Between the two of them, they worked it out. While they were busy doing that I taught my mom to say “Elvis”. My parents are going to go see Elvis (on a huge screen) with a live orchestra. It is presented by Graceland and my mom is super excited about it. I did all of my Bing searches and met my first Swagbucks goal.
What have YOU done to ditch debt ? Let’s make 2017 our year !!