One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
* I will also be sharing my progress from the day prior.
My Progress: I had a nice day yesterday. We did some cleaning and food prep in the morning and then we went to the YMCA to go swimming. We did a lot of swimming this weekend. It’s free family fun since we have a membership. It’s good exercise too, but wow was I tired for the rest of the day. I did manage to run to the grocery store to grab some things for dinner and for the week. I also grabbed lots of fruit. Ro and I are trying to lose some weight and get healthy, so with the swimming, fruit and salad that I made for dinner, it was a good day for that. I also made cheeseburgers on the grill to go with the salad.
We went to the Dollar Tree to get our Sunday newspapers. They have imposed a 3 paper limit, but that works out fine most weeks. The girls spent the rest of the day working on their summer reading book reports. They both finished them, so now they just have to complete their summer math packets. They go back to school 2 weeks from tomorrow. I’m kind of sad that summer is over already. I’m going to miss them. I’ll also miss sleeping until 8:30 as we have to get up at 6 during the school year 🙁 I did all of my Bing searches.
What have YOU done to ditch debt ? Let’s make 2019 our year!!