One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
* I will also be sharing my progress from the day prior.
My Progress: I had a pretty nice day yesterday. Liv and I had lunch with my parents, niece and nephew while Ro and Kayla went to the YMCA to work out. Ro’s car has been intermittently having trouble starting so we are getting that looked at today. On the way home from lunch I ran into Walgreens to get a few deals. I made a big pot of spaghetti with meat sauce for dinner. We have lots left for dinner tonight. Liv’s school shoes came the other day and she is loving them so much that she talked her sister into wanting a pair too, so I ordered those on Amazon. I had a small credit to put towards it, but I had to pay the balance. I think we only need a few other items to start out the year, so we’re in pretty good shape. I did all of my Bing searches and spent some time working on getting our cable bill down. I managed to get $30/month shaved off by altering our plan. It never hurts to ask…