One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
* I will also be sharing my progress from the day prior.
My Progress: I had a pretty good day yesterday. I spent the day with my mom so that my dad could go to work. We always have a nice time together watching her shows and having lunch together. I stopped at the store on the way home because I needed to pick up some potatoes for dinner. My girlies just got braces, so they are having some pain when they eat. They asked me to make them some mashed potatoes, which I did. After dinner Ro went to go and work out and the girls went to hang out with one of their cousins. I had some quiet time to watch the Eagles preseason game. I love Fall and I love football and basketball. I love the cooler weather too.
Other than the potatoes, it was a no spend day. I am keeping a watchful eye over the money situation (a little more than usual). We are taking the girls out to IHOP for lunch today as it’s one of the last few days of their summer break. We also have a few uniform items to buy for the start of school. I think we only need a few shirts and a few pairs of socks. We’ve already bought them each a new pair of school shoes and backpacks. They only get new backpacks every 2 or 3 years. They will use their lunchbags from last year. I did all of my Bing searches.