One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
* I will also be sharing my progress from the day prior.
My Progress: I had a relatively rough day yesterday. We woke up to NO hot water ! We had to call a technician out. On top of that Ro’s truck has been requiring intermittent jumps, so we had to make sure it just needed a battery. Of course this was not a great start to the day. We took our one remaining car and went to IHOP with the girls. I figured pancakes would be easy to eat with new braces on. While we were out I stopped at Hallmark for my Free Friday card. I’m replenishing my card stockpile one card at a time, ha ha. I also went to the grocery store for a few FREEbies and some other things we needed for the weekend.
The technician came to address the water heater situation. Unfortunately he was here for about 3 hours and we still don’t have hot water. They are supposedly coming back this morning. Here’s hoping and all finger are crossed. I have a sink full of dirty dishes, laundry that needs to be done and people who
want NEED showers. The good news is that our hot water heater doesn’t need to be replaced and the part may be under warranty even though it was put in 7 years ago (again fingers crossed). I did all of my Bing searches. The mail was all junk (no bills, yay) !
Let’s make 2019 OUR year !!! We can do it !!