One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
* I will also be sharing my progress from the day prior.
My Progress: I had a pretty good day yesterday. We took the kids out for an inexpensive lunch with coupons and a gift card I earned from Swabucks. I stopped at the uniform store to pick up a few shirts for the girls for school. I paid for them last week, so we just picked them up. We ate leftovers for dinner. I spent some time organizing my coupons. I got rid of all of the old expired ones and organized the new ones. I took advantage of a few online deals for things we needed ($11 shipped for 12 LED lightbulbs and $26 shipped for a pair of sneakers). I listed a few things for sale on the FB yard sale site. I did all of my Bing searches and did some research on side hustles. I’m determined to find one that works for me to do.
Let’s make 2019 OUR year !!! We can do it !!