One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $205,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well !
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt.
I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
The challenge is to leave a comment about what YOU have done to work on getting debt free each day. One winner will be chosen to win a $50 Amazon gift card at the end of each month. To participate in the challenge you must comment on at least 10 posts during the month.
* I will also be sharing my progress from the day prior.
My Progress: I had a frugal day yesterday. I started out by putting a few rebate checks in the bank. Next I headed off to Target to snag some bargains. I got the Nutri grain bars, tons of FREE Rose Art school supplies and a few other great deals. I also ran into CVS to snag the inexpensive Ragu sauce. The deal ends today, so I wanted to make sure I got it. I also had a coupon for a FREE Unreal bar. I may do a few more drugstore deals today if we have time.
I made all meals at home except that I had some Chipolte for lunch. We had a really frugal dinner since the hot dogs we ate were FREE because of a coupon I got a few weeks ago. I served it with a salad fresh from the garden. I gave the twins some tater tots to go along with it. We ate dessert over my sister’s house. I brought her some veggies from our garden and some FREEbies that I’ve gotten in the past few weeks. I usually bring her all of the samples and freebies that I can’t use because she has teenage girls and they love it when I show up with a bag of freebies for them 🙂
I paid the van payment yesterday. I paid extra on it because I really want it GONE by Christmas, so I’m trying to really hit it hard. I earned 27 Swagbucks yesterday and did a few surveys after the girls went to bed. I also entered the 30 FREE points on MyCokeRewards that I posted.
What did you do ? I hope you had a blessed day. Leave a comment You could be the August winner. I will announce the July winner on Monday. You could make 2012 your year !