One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
* I will also be sharing my progress from the day prior.
My Progress: I had a pretty frugal day yesterday. We had lunch with my parents. After lunch we ran to Walgreens. I spent $13.10 after coupons and got 10 laundry detergents (6 Arm & Hammer, 4 Purex), 8 packs of pre-sharpened pencils (10ct. each) and 2 Twix bars. My next stop was the grocery store where I had a $3 credit to use before it expired last night. I got eggs and a small item. My last stop was CVS. I only used print and in ad coupons. I got 4 shampoos/conditioners and 2 tubes of Crest toothpastes. I paid $2.50 and got back $7 in ECB’s. I’ll also get $4 back from SavingStar for buying Garnier Fructis, so after it’s all said and done, I’ll have made $8.50. I did all of my Bing searches. I also made dinner at home.
What have YOU done to ditch debt ? Let’s make 2018 our year !!