One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $205,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well !
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt.
I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
The challenge is to leave a comment about what YOU have done to work on getting debt free each day. One winner will be chosen to win a $50 Amazon gift card at the end of each month. To participate in the challenge you must comment on at least 10 posts during the month.
* I will also be sharing my progress from the day prior.
My Progress: I had a pretty frugal day yesterday. I got several FREE samples in the mail including Woolite, Garnier shampoo and conditioner, Momento and Starbucks. I sold one item on Craigslist. I made all meals at home. Tonight was my last night of cooking for the next week since Ro lost our bet for this week. Ahhh, it will be nice to have a break LOL!
I paid the mini van payment. I paid an extra $2,000 on it in the hopes of getting it paid off by Christmas. We’ll see if I make it, but I find that if I make big goals I end up being more successful. Even if I don’t hit them I still end up doing better than I would have.
I didn’t spend any other money, but I’m low on gas so I will have to fill up today. It was one of my niece’s birthday a few days ago. I made her a personalized card on Cardstore.com. Her birthday gift was a combination of different make up items and jewelry. All were bought with coupons/deals or from daily deal sites. In other words everything was pulled out from the gift closet. The items were bought on sale or gotten for free, but were gathered throughout the year and saved for her.
I pulled a bunch of veggies from the garden. It’s bursting with lots of fresh veggies right now. I’m having a hard time figuring out what to do with all of these tomatoes. I’m not a huge tomato fan, but the kids like them. I put them in salad, but can you put fresh tomatoes in salsa/pasta sauce or do you have to take the skin off and seeds out ??
What did you do ? I hope you had a blessed day. Leave a comment You could be the August winner. You could make 2012 your year !