One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
The challenge is to leave a comment about what YOU have done to work on getting debt free each day. One winner will be chosen to win a $25 Amazon gift card at the end of each month. To participate in the challenge you must comment on at least 10 posts during the month.
* I will also be sharing my progress from the day prior.
My Progress: I had myself a fun little frugal day yesterday. I got a free medium coffee from Dunkin’ Donuts because our hometown team won their game on Sunday. I also picked up a 5lb. box of Cuties (little oranges) from someone on Freecycle who’s kids didn’t like them. The girls love them. I also went to CVS and Walgreens for a few deals. The mail contained a few freebies including a 4 pack of Starbucks K-cups and a lotion sample.
I made all meals at home yesterday. I actually had left over mashed potatoes from Sunday, so I used those and added a new meat and veggies and voila – easy, cheap meal ! I listed a few things on Ebay last night that should sell. That should help us add a few $$ to the old savings account. I managed to find new uniform shoes for Kayla for only $7.89 online last night with FREE shipping and I’ll get 6% cash back from Ebates too. I had just paid $54 for Olivia’s over the weekend, but they didn’t have her size anyway. I was thrilled to snag them for Kayla though as hers are getting too small as well. I also grabbed 2 long sleeve graphic thermal t shirts in their favorite colors for Christmas gifts for them. My total for the shoes and 2 shirts was only $12.18 shipped. You have to love that ! I did a few surveys last night and added 68 Swagbucks. It was a pretty productive day
What did you do? Leave a comment We’d love to hear about it You could make 2013 your year. Who will the December winner be ? We’ll see…