One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
The challenge is to leave a comment about what YOU have done to work on getting debt free each day. One winner will be chosen to win a $25 Amazon gift card at the end of each month. To participate in the challenge you must comment on at least 10 posts during the month.
* I will also be sharing my progress from the day prior.
My Progress: The girls and Ro went back to work yesterday. I got the girls on the bus and headed to the grocery store. We have most of what we need for the week, but there were a few things I needed to pick up. I used coupons and kept it under $20. I made all meals at home. I tried out my brother’s recipe for meatballs and they were SO good ! There are some cool new features of the soon to be new and improved ML2S and one is a recipe section. I’m excited to have an area to share some of my fugal recipes. I actually made my own breadcrumbs for the meatballs, which made them extra yummy. That being said all meals were made at home. The mail included a few free magazines and catalogs, which I ditched immediately so we’re not tempted to buy anything else ha ha.
I earned 159 Swagbucks. I have enough SB’s to cash in for a few free gift cards. I’m debating which ones to get. I listed a few items on Ebay and one item on Craigslist. I entered some MyCokeRewards points. I arranged to pick up a few items from someone on Freecycle.org. I also dropped off some things at GoodWill. Ro worked a little overtime last night, so he should get a little extra on payday. He was also given today off for doing it. We may go to our favorite little diner for the $1.79 breakfast special. Ahhh, it’s the little things.
What did you do? Leave a comment We’d love to hear about it You could make 2014 your year. Who will the April winner be ? We’ll see…