One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
The challenge is to leave a comment about what YOU have done to work on getting debt free each day. One winner will be chosen to win a $50 Amazon gift card at the end of each month. To participate in the challenge you must comment on at least 10 posts during the month.
* I will also be sharing my progress from the day prior.
My Progress : Not a bad day around here yesterday. My hubby and I went to Walmart planning to get some Christmas decorations for the tree that we haven’t gotten yet and for the outside of the house. We ended up leaving with only a stocking stuffer for each of the girls. Christmas is less than two weeks away and we decided to use what we have for this year and evaluate when next year rolls around. We may even hit up some after Christmas sales. We have a few sets of lights and we will still get a tree. It may just look a little more like Charlie Brown outside and not so much like Chevy Chase. I don’t care as long as the girls are happy.
My parents brought them over a tiny tree with lights and pink/purple little balls to put on it. They were thrilled with that for their room. My husband made the mistake of keeping the tree on when tucking them in and then he wondered why they were bouncing off the walls and not sleeping. I had to be the Grinch and extinguish the tree. I told them they could keep it on all night on Christmas Eve, but had to turn it off before bed every other night. There were some tears, but they dealt with it.
We ate dinner at home even thought I realized too late that my strainer and large frying pan are still at the old house. You should have seen me straining macaroni while trying not to get burned alive he he! I did buy a cordless stick vacuum on Amazon, but I used a gift card that I earned from Swagbucks. We had lots of company after dinner, which is why we didn’t get the tree last night. It’s amazing having ten people over and feeling like there is plenty of room. The kids were all off playing and when I looked at all of the shoes by the door I was overcome with gratitude for a house large enough to bring our family together. It’s not huge, but it’s just right for us. Our chopped up 7 story townhouse was NOT good for entertaining.
What did you do ? I hope you had a blessed day. Leave a comment You could be the December winner.